Asset-Based Lending

MUFG offers customized asset-based lending solutions that provide greater flexibility than traditional working capital. With more than 40 years of experience in asset-based lending, we provide a full range of services and global capabilities.

Using a combination of accounts receivable, inventory, equipment, and real estate, we offer asset-based lending solutions that include:

  • Revolving lines of credit
  • Letters of credit with the ability to lend on in-transit inventory
  • Term loans
  • Financing with seasonal inventory advance rates tied to the trade cycle
  • Senior stretch term loans
  • Access to the debt and equities experience of our affiliate, Mitsubishi UFJ Securities (USA), Inc.1

Asset-based lending is designed for:

  • Rapid growth
  • Expansion into new products or markets
  • High leverage
  • Capital-intensive industries
  • Acquisitions, recapitalizations, and turnarounds
  • Cyclical and seasonal businesses

Benefits of Working with MUFG

When you work with us, you can expect:

  • Greater flexibility for rapid growth, acquisitions, recapitalizations, and turnarounds
  • A fast response to your credit requests from our decentralized decision-making process
  • Customized lending based on your company's unique situation
  • Syndication capabilities available for larger transactions
  • Comprehensive experience and consistency in the market
  • An understanding of cyclical and seasonal businesses

For more information, call one of our Asset-Based Lending specialists today:

Edward Gately
Managing Director,
Head of Asset-Based Finance

Gregory Miller-Jones
Managing Director,
Head of Originations
Asset-Based Finance

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Financing subject to credit and collateral approval. Other restrictions may apply. Terms and conditions subject to change.

1 Corporate securities underwriting is provided by Mitsubishi UFJ Securities (USA), Inc., a U.S. registered broker-dealer, member FINRA/SIPC, and affiliate of MUFG Union Bank, N.A. Non-deposit investment products are: • NOT insured by the FDIC or any other governmental agency • NOT Bank deposits • NOT guaranteed by the Bank or any Bank affiliate • Subject to investment risk, including the possible loss of principal.