MUFG Americas - Our Businesses
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Transaction Banking

Global Working Capital Management and Asset Solutions

As a preferred provider of transaction banking solutions, we help streamline processes and minimize risks to support effective treasury, trade, and asset management. Partner with us to access specialized transaction banking products and industry experience.

Treasury Management

  • Payables—Streamline payment processing, minimize costs, and optimize working capital for efficient disbursements. Help maximize productivity with our commercial card solution.
  • Receivables—Use our receivables straight through processing (RSTP) and other tools to receive and reconcile payments faster and more accurately, and provide your customers with more convenient and flexible payment options.
  • Account Information—Monitor account activity, access consolidated financial information from multiple banks, or use our mobile business center to access information to make time-critical treasury decisions.
  • Deposits—Maintain short- and long-term funds with checking1, money market2, sweep, and foreign currency accounts.
  • Fraud Prevention—Help protect your organization with sophisticated tools geared toward early detection and prevention.

Same-Day ACH is here. Learn how to take advantage of faster payments and what it means for you.

Trade Finance

  • Utilize business solutions that help mitigate risks and increase profitability when expanding your global operation.

Global Trust Services

MUFG provides a variety of corporate trust and global custody services. We have offered these services for nearly a century and deliver customized solutions for corporations, financial institutions, not-for-profit organizations, foundations, public agencies, insurance companies, and mutual funds.

  • Corporate Trust Services—Solutions designed to meet the needs of clients requiring corporate and municipal debt servicing, corporate trust escrow, project finance services, and issuing and paying agent services using IPA Port, our issuing and paying agent (IPA) system.
  • Global Custody Services—Comprehensive custody solutions available to financial and investment entities requiring securities processing, reporting, and safekeeping services. We also offer integrated platform solutions for global liquidity management through MoneyPort®1,3,4, our dynamic custody-based portal.

Industry Solutions

Our treasury and global trust relationship managers are closely aligned with the industries they serve to offer industry-specific experience alongside customized solutions backed by the stability of the MUFG global network.

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(1) Deposit products offered by MUFG Union Bank, N.A., are FDIC-insured within permissible limits.

(2) Federal regulation limits certain types of withdrawals or transfers from your money market account (including online/telephone transfers and Deposit Overdraft Protection transfers) to a maximum of 6 each monthly statement period (money market accounts) or calendar month (money market accounts when the statement period date was requested on a specific day). MUFG Union Bank will charge a $15 Excess Activity Charge for each transfer exceeding the limits. If you exceed these limits, the Bank is required to close your account or convert your account to one not subject to transfer limitations. If your account is closed or converted due to excessive activity, you will not be able to open another MUFG Union Bank money market account for 12 months from the time the account is closed or converted.

(3) Before investing carefully consider the investment objective, risks, charges, and expenses contained in the prospectus, which is available for free from the fund’s sponsor. Read the prospectus carefully before investing. An investment in the Fund is NOT insured by the FDIC or by any other federal government agency, is NOT a deposit or obligation of, or guaranteed by, MUFG Union Bank, N.A. (Bank) or any Bank affiliate, and MAY lose value, including possible loss of principal.

For Government Money Market Funds

You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The Fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the Fund’s liquidity falls below required minimums because of market conditions or other factors. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

For Institutional Prime and Institutional Tax-Exempt Money Market Funds

You could lose money by investing in the Fund. Because the share price of the Fund will fluctuate, when you sell your shares they may be worth more or less than what you originally paid for them and there may be tax consequences, including capital gains or losses. The Fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the Fund’s liquidity falls below required minimums because of market conditions or other factors. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

(4) Offshore funds available only to certain qualified investors.

 

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