Linda Cunningham is a retired bank regulator with 34 years at the Office of the Comptroller of the Currency (OCC) in bank supervision and Enterprise Risk Management. Following retirement, she has provided independent consulting services in bank regulation, governance and Enterprise Risk Management through her own LLC. Prior to retirement from the OCC, she most recently served as the OCC’s first Chief Risk Officer and led the Enterprise Risk Management Office. Linda designed and implemented an Enterprise Risk Management Framework including a risk assessment process, risk appetite statement, risk escalation and mitigation processes, metrics and reporting. She reported directly to the Comptroller and chaired the Enterprise Risk Committee. She participated on the OCC’s Executive Committee, Committee for Bank Supervision, National Risk Committee and other executive level committees, influencing discussions and decisions toward a comprehensive risk view while aligning strategic and tactical goals.
During the majority of her career, Linda served as a Large Bank Examiner in Charge (EIC) of some of the largest and most complex financial institutions in the nation including Bank of America, PNC, KeyBank and Mellon, through several economic cycles including the financial crisis. Linda was designated a Senior National Bank Examiner in 2011, the highest honor available to national bank examiners.